Abstract:

The term “study” in the title concerns university economic education and its relationships with scientific research and real banking practice.

The report includes three sections. The first section describes preconditions, history of development and applications in the higher education, structure, models, and corresponding methods and technologies concerning the study of banking activity with the help of statistics and of innovative bibliometric analysis based on of Web of Science, Scopus, EconLit and the other electronic resources.

The second section embraces the methodological aspects concerning the banking. We stress the importance of the history of world banking in general and from the point of view of separate institutions, organizations and persons. The education technologies include e-courses and e-learning, computer technologies to implement economic and mathematical models related to banking activity, communication technologies that allow students to exchange messages and data, means of presenting tasks and results.

The third section divided in a few subsections in the historical order traces the emergence, the development and the approbation of different technologies and active methods for the study of banking activity. In the Soviet period (1971–1990), we presented simulation mathematical models, cases, role and business games for banking lending and payment operations.

In 1991–2000, we constructed a set of simulation models and games for market economy and relationships between commercial banks and firms and corporations. It is necessary to separate out the book “Financial innovation: foreign experience” that was the result on international co-operation. This book contains the pioneer description in Russian of the banking education in UK and France and the activity of the Rothschilds, NatWest Group and Dresdner Bank Group with accent on innovation. The optional courses on banking appeared in the Novosibirsk State University with support of some commercial banks.

In 2001–2020, we mark the special topics on banking activity in the courses “Finance and credit” and “Financial markets and institutions” and “Banking management” for bachelors and “Financial economics” for masters.

We consider the simulation game “Banking” with “wise” training, elementary robot banks that respond to external signals. The students use the aggregated simulation model that determine the demand for banking products (loans, deposits) and take into account interest rates of banking products, the equity and debt financial instruments, investments in securities, and loans in interbank markets for regulating liquidity. The central bank regulations and shareholder requirements form the constraints in the model. We describe the models of bank strategies and the mechanism of data exchange between market participants through the social networks. We describe the application the “learning organizations” theory and aggregated intellectual (mental) models in order to analyze interactions and risks in the “bank-client” system. The report shows some other developments and results of our team concerning the study of modern banking activity.

Keywords:

Banking activity, financial innovations, pedagogical instrument, simulation, business game, education technology.