Universidad Veracruzana (MEXICO)
About this paper:
Appears in: EDULEARN17 Proceedings
Publication year: 2017
Pages: 6948-6950
ISBN: 978-84-697-3777-4
ISSN: 2340-1117
doi: 10.21125/edulearn.2017.2609
Conference name: 9th International Conference on Education and New Learning Technologies
Dates: 3-5 July, 2017
Location: Barcelona, Spain
This research work seeks to implement knowledge of Financial Education to youth, a stage in which people begin to make financial decisions. It is at this stage when it is decided, the course that will take the life of each person; Young people between the ages of 18 and 25 are generally inclined to enjoy life fully because their responsibilities are few. Undoubtedly, Mexico is a young and young country, so more and more support is directed to this sector of the population; For this reason and to find a solution to the current problem should be made known What are the various alternatives to promote financial education in young university students?

Much is being said in our days to acquire the knowledge and skills to perform a specific task, it is not easy to find workshops or courses that are taught to properly manage the income earned with self-effort, to properly manage personal expenses, as well as take Decisions when you want to save.
In particular, in the present work of investigation the panorama in which the bank credit is developed; Specific case credit cards; With the purpose of knowing the handling of these and the difference with a debit card.
That is why youth is the stage of life in which people make financial decisions of the utmost importance for their future, and planning is an essential concept to forge a stable future and achieve goals.

Development of the proposal:
Implement a workshop for new college students to support them to develop a culture of financial management
This workshop aims to raise awareness of the basic aspects of financial education, such as the importance of savings; Seeks the student to carry out their personal expenses organization. Plan purchases or face future contingencies.
That is, to benefit the student with his bases for a good management of his financial resources and to be able to make adequate decisions that allow to use the financial services in its favor.
This proposal is designed to be applied to students of the Faculty of Administration of the University Veracruzana and later extend to the entire University of Veracruz.

It is important to raise young people's awareness of financial education issues at an early age in order to achieve adequate planning and management of their personal finances and avoid damage to their assets.
Alerting the population, which requires satisfying their elementary needs, it becomes an easy target for financial institutions that charge high interest for granting any type of financing as is the specific case of the credit card market.
Due to the above, it is of the utmost importance for society at large to have relevant information that allows the best decisions to be made in any field, as to know how resources are generated, how they are managed and how they are optimized, as well as sound education and Culture well developed in this sense, is the starting point to achieve the economic and financial well-being of each family, adequate planning for the future reflects well-being in the Mexican economy
Financial Education, responsibility, financial products, services, Credit Bureau, credit card.