Abstract:

Currently, the Spanish educational system includes, in primary school, the contents of financial education in the subject of Social Sciences. This core subject is configured in 4 blocks of contents:
1) Common contents;
2) The world in which we live;
3) Living in society; and
4) The traces of time.

The contents of financial education are integrated in block 3. In secondary education, the curriculum integrates most of the contents of financial education (contents on personal finance) in the subject of Economics in the 4th year of the E.S.O., considered as a "trunk of option", and which is not obligatory for all students (as opposed to the so-called "general trunk", which is obligatory in any case) in block 3 of Personal Economy.

For this reason, the integration into the Spanish educational system of a subject in home economics is positioned as one of the most necessary modifications, especially in the global context in which we live today characterized by a degree of uncertainty increasing with the passage of time. There are so many variables that influence the economic-financial world that it is essential that future generations require up-to-date basic training on the functioning of both personal and business finance.

The aim of this work is to find out what the knowledge of students in the final stages of education is in terms of home economics and finance. To this end, a questionnaire has been drawn up in accordance with criteria established by official reference bodies such as the National Securities Market Commission and the Bank of Spain. The scope of application corresponds to the Instituto de Educación Secundaria Alhamilla, located in the province of Almería, in the higher grade training cycles of Sales Management and Commercial Spaces (first and second year students) and the higher grade cycle of Transport and Logistics (second year students). The results show that the students have practically no knowledge about complex financial issues, although they have an acceptable basic level but not enough to face the challenges of their future professional and personal life.

Keywords:

Home Economics, Higher Education, Financial Literacy.